Digital Payments

How to Accept Mobile Credit Card Payments from Anywhere

Mobile credit card readers help your business accept payments anywhere.

  • Using a mobile credit card reader is a great way for small businesses to make sales at events.
  • Not every brick-and-mortar store needs a mobile credit card reader.
  • Consider fees and security measures during the mobile card reader purchasing process.
  • Mobile credit card processing makes it easier for customers to pay from anywhere, which can give your business an advantage over competitors.

As customers act, small businesses react. With customers wanting to make purchases quickly and easily, small businesses are turning to mobile credit card readers to make it easier for customers to pay from anywhere with just a swipe.

By coupling your smartphone or tablet with a credit card reading add-on, it’s easy to process transactions – whether you’re at a conference, a client’s remote work site or simply at home. You can even take your products on the road to trade shows and accept payments at the show by using your mobile device and mobile credit card reader.

You don’t have to bring a bulky credit card terminal to every event, as your mobile phone and the add-on device take up minimal space and can allow your business to make money. It’s a simple process that helps make payment processing easier for small businesses.

Editor’s note: Looking for a credit card processor for your business? Fill out the below questionnaire to have our vendor partners contact you about your needs.

But the market is crowded with a dizzying array of options for merchants looking for an easier way to accept credit cards. Learning how to accept mobile credit card payments isn’t overly challenging, but it requires an understanding of the process and the major players in the market. It’s important to take the necessary steps when seeking the right mobile card reader for your business.

1. Own a business

It might sound obvious, but most mobile credit card payment providers require applicants to prove they have a business before they can sign up to use the service. The good news for business owners is that these platforms were designed with small businesses in mind.

That means virtually any business of any size can get approved whether you own a boutique, run a handyman service or sell wool socks you knit in your spare time. While a mobile credit card processor makes the most sense for businesses that move around or host events, that’s not the only type of business that can benefit from the device. [Are you looking for the right credit card processor for your business? Check out our reviews and best picks.]

“Small business owners, street vendors, and businesses that set up at events throughout the year can benefit greatly from mobile processors, but brick-and-mortar stores should still consider it if they want the option of paying away from the cash register as well,” said Nathan Grant, credit industry analyst at Credit Card Insider.

The smallest businesses have the most to gain by opting for mobile credit card readers, which are cheaper and far more portable than traditional options. Businesses that don’t accept credit cards are virtually guaranteed to miss out on some sales.

If you own a small business, you’ve checked off the first step of the process to obtain a mobile credit card reader. Again, it seems obvious, but it’s important you follow the guidelines and rules to ensure you’re given a card reader.

2. Pick a mobile device

Before you pick up a mobile credit card reader, you’ll need at least one compatible mobile device. But don’t worry –  there are options for virtually every mobile platform, including iOS, Android, BlackBerry and Windows Phone.

One major benefit of modern credit card readers is that they work with the devices you already own. That means there’s no need to carry around additional hardware, aside from the reader add-on itself. Most credit card readers attach to your device via the headphone jack or charger port and are small enough to fit in your pocket.

If you’d prefer to process payments without a separate adapter, many services allow users to complete a transaction by manually entering credit card information into any internet-connected phone. But for the sake of convenience, lower fees and privacy, most small businesses should spring for a card reader add-on.

Some services require the use of a mobile app. Downloading that app will allow you to properly use either an internet-connected mobile device or the mobile credit card reader. Each business is a little different with how it uses its payment gateway, so be sure to know what offering you’re receiving.

Most devices accept both debit cards and credit cards, but for the sake of clarity, it’s not a bad idea to confirm with the company before purchasing the processor. Some customers may prefer to pay with a debit card, so it’s helpful to ensure there aren’t any added complications with using different card types. The process for paying may also be different with a debit card. Make sure you know the intricacies of each payment type to better understand the potential customer experience.

3. Pick a credit card processing company

Choosing the right service for your business is the most complicated part of the process. You’ll have to include the startup costs, fees and compatibility in your business plan.

The best credit card processing companies offer competitive transaction fees, a fast and free application process, and a high approval rate. Many of the leading services offer similar functionality, but fees and other costs vary widely. And some lack a few basic features, like the ability to capture a written signature or void transactions directly from your mobile device.

“The primary differences between traditional processors and mobile processors are the costs and fees associated, which depend on which types of payment you want to be able to accept for your business,” Grant said.

For small businesses, fees are a critical consideration. Will your business save money by offering transactions through mobile credit card readers, or will the added convenience for customers hurt the business’s financial bottom line? If your business can’t find a way to use a mobile credit card reader, it might be worth using more traditional credit card processing solutions.

Grant offered a solution for small businesses worried about the fees associated with a mobile card reader: “If you want to be able to offer mobile payment methods but worry it could cut into your business, consider setting a minimum payment for credit purchases.”

Let’s say you run a local candy shop, and you’re at a community event downtown. Consider requiring a minimum purchase of $10 if a customer wants to pay using a credit card. This way, the fees for your mobile card reader will only apply if a customer at the event buys $10 or more worth of product. You can accept cash for all purchases under $10. If fees are a concern, there are ways to work around them to better serve your business.

When it comes to selecting the best credit card processing service, it’s important to look at the fees each company offers. It’s also important to look at the different features each company offers. Find a credit card processing company that best lines up with your business’s needs and then make a decision on which company to use.

4. Secure your device

Before you process your first credit card payment, take a few minutes to ensure your device is secure and all software is updated. That includes checking to make sure you have installed the latest updates to your mobile operating system.

Only install apps from trusted sources. Apps that you download from the Apple App Store, Google Play, BlackBerry World or Windows Phone Store are probably fine; apps downloaded from elsewhere on the internet may not be.

During business hours, consider keeping the device you use for mobile transactions locked with a password. If the device is lost or stolen, you’ll rest easy knowing your data is safe. Keeping data safe is an often-overlooked aspect of using mobile credit card readers, but it should be an important thought for businesses.

If your mobile card reader gets hacked, the ensuing fallout could damage your small business’s reputation. Always work to protect your customer data. Recently, 7-Eleven Japan dealt with a mobile payment processing issue. The company launched a mobile payment app, but the app had a flaw and a hacker was able to make $500,000 worth of purchases on the cards of roughly 900 customers. Security should be a priority when accepting payments via your mobile device.

5. Set up shop

You’re almost there. Most services will ship you a free card-reader attachment for your mobile device when you sign up. Once you’ve received your reader, you’ll probably have to download a corresponding app for your device.

Each app is different, but most will have to be set up. You will likely be able to specify whether to display a field for tips and prompt customers to enter their email address, among other options.

If you’re taking the credit card reader to an event as your main way of accepting payments, test it out before attending the event. Losing out on sales because you didn’t set up your payment processor correctly would make for a negative event. Avoid that frustration by taking the time to properly set up and test your device before accepting payments from customers. Make sure customers can pay without issue.

6. Promote your new mobile credit card payment option

What good is having a new mobile payment option if nobody knows about it? Potential customers might steer clear of your business if they think it isn’t equipped to accept credit cards. You want them to know that it’s easy to pay for your products.

Make sure to mention that you’re now accepting credit cards. And if customers visit your place of business, put up a sign explaining the new payment option.

You can also use your website and social media outlets to spread the word, especially if you’re attending events or trade shows. Share that you’ll accept credit cards at the event to better appeal to customers.

The bottom line

Mobile credit card readers can be a good investment for businesses, especially businesses that host or attend events frequently. When finding the right mobile credit card processor for your business, scrutinize general pricing, fees and security measures.

The goal of accepting credit card payments on your mobile phone is to make it easier for customers to pay from anywhere. If you keep that goal in mind while also aiming to reduce costs and increase data security, your business will be in a good place.

Additional reporting by Brett Nuckles.


Quicktake: What should consumers expect from the UAE’s first contactless payment app?

The UAE’s first home-grown contactless mobile payment application, Empay, made its debut on Sunday, allowing UAE residents and citizens to pay for government and private sector services.

The app also provides a credit line based on a user’s transaction history.

Introduced by Emirates Payment Services, an initiative of Dubai Economy, Empay is intended to support the UAE’s transition to a digital economy, according to Ali Ibrahim, deputy director general of Dubai Economy and chairman and managing director of Empay.

The National looks at how the new application will work and potentially disrupt the UAE’s fast-moving contactless payment industry.

Who can use Empay?

UAE citizens and residents with a valid Emirates identity card.

How does Empay work?

Users can download the app free of charge and register using their mobile number, email address and a scan of their Emirates ID card. They can link their credit or debit cards to the Empay wallet by either scanning or entering the card details manually. Users also receive a prepaid digital card and can transfer funds to it to make payments through Empay. However, they need to be cautious as such transfers cannot be reversed.

Will Empay work outside the UAE?

If users are travelling outside the UAE, they can continue to use Empay to make their payments. The app allows customers to pay for government and private sector services, including licence renewals at the Dubai Economic Department, bill payments, food orders, school fee payments, international remittances and peer-to-peer micro payments.

Is Empay safe to use?

All critical information is encrypted, and no personal information is stored on the app or mobile device, according to Gigi Koshy, deputy chief executive and chief product officer of Empay.

Ali Ibrahim, deputy director general of Dubai Economy, and chairman and managing director of Empay, attends the launch of the app in Dubai on Sunday. Chris Whiteoak / The National

“Your card information is never stored in the app or your phone … this ensures that no one will be able to [gain] access [to] your card data from the Empay app,” he said.

Will Empay expand to other markets in the Middle East?

Authorities plan to introduce Empay across the Middle East and add new features to it, Mr Ibrahim said.

“The Empay wallet will be enabled not only for financial transactions but also for non-financial transactions, including identification and verification services that make it highly unique from other wallets.”

What is spurring the trend towards digital payments?

The Covid-19 pandemic has spurred the rapid adoption of digital payments worldwide to meet growing demand for contactless transactions, and the UAE is adapting at a pace that is quicker than experts expected.

Two thirds of people expect the country to become fully cashless by 2030, according to a poll by Standard Chartered.

Digital Payments Payment Methods

5 Things To Know About Contactless Payments

by The RinggitPlus Team

Contactless payments have been around for a while now. Visa contactless – or Visa payWave, as it was previously known – was first introduced to the Malaysian market in 2007, allowing customers to tap their cards against a payment terminal to pay for their transactions. Later on, contactless payments evolved and you can now use your mobile phone to make contactless payments or even a wearable contactless gadget, like a smartwatch or bracelet.

However, if you still aren’t familiar with contactless payments and how they work, here are a few facts that you should know.

#1 How Do Contactless Payments Work?

Most contactless payments work on a type of short-range wireless technology known as Near Field Communication (NFC) technology. Contactless cards have a chip embedded in them that allows communication over to a contactless-enabled reader. The exchange of radio waves between the chip in the card and the payment terminal results in a contactless transaction being made.

In addition, most modern smartphones today have built-in NFC, usually used for data transfer between devices. In recent years, smartphone companies began unlocking NFC to enable contactless payments using credit cards stored in the devices’ virtual wallets.

NFC is actually an evolution of radio frequency identification (RFID) technology – which most Malaysians will recognise as the latest way to pay for your toll fare.

#2 How Do You Make a Contactless Payment?

First of all, make sure that the merchant’s payment terminal is contactless enabled. You can do this by looking out for the contactless symbol at the checkout counter.

To make a contactless payment, just tap your contactless card or device against the merchant’s checkout terminal, and hold it for 1-2 seconds. An audible beep sound from the terminal usually follows, indicating that information has been captured and it is safe to remove the card. And… that’s it. If your card has sufficient credit limit, the transaction will go through. The whole transaction usually only takes 4-12 seconds to complete.

For transactions under RM250, you don’t need to key in your six-digit PIN on the keypad, making your payment experience even faster and more seamless.

#3 What’s With The RM250 Limit?

There is a common misconception that you can’t make contactless payments for transactions above RM250. This isn’t true. If your contactless transaction is above RM250, you can still go contactless – there’s just one extra step to take.

For transactions above RM250, tap your card against the reader like you would with an ordinary contactless transaction. When you hear the beeping sound, remove the card from the terminal, which will now request you to “Enter PIN”. Key in your six-digit PIN, and again if your card has sufficient credit the transaction will be approved. So, you don’t need to insert your card into the reader at any point – you just need to tap and key in your PIN.

#4 Why Should You Use Contactless?

Some credit cards in Malaysia offer additional benefits when you make contactless payments. For example, you could get 5% cashback for contactless transactions with certain credit cards – providing even more incentive for you to switch to contactless payments.

However, most people opt for contactless payments simply because it’s speedy and convenient. Contactless transactions, on average, take a few seconds from tapping to completion – the fastest among other credit card payment options.

It is also certainly faster than whipping out your phone, opening your e-wallet app, navigating to the “Pay” function, scanning the retailer’s unique QR code, and manually keying in the purchase amount.

#5 Are Contactless Payments Safe?

There has been plenty of debate regarding the security of contactless payments. The most popular concern is whether someone can “steal” your card info, or whether someone can just “tap” your card to complete a fraudulent transaction.

The truth is, data interception of contactless transactions is really, really difficult to be done, requiring many variables to be aligned at the right moment. Contactless cards today have many security features built in to prevent that.

For example, Visa’s contactless-enabled cards contain embedded chips that use cryptography to generate a unique one-time code to authenticate a transaction. In addition, these chips also do not store the cardholder name nor the CVV number, which means the intercepted data (if it is acquired) cannot be used for card-not-present transactions (such as online payment).

On top of that, a card needs to be placed within 4cm of the terminal for at least 1-2 seconds to complete a transaction. That means you can’t “accidentally” pay for something as you walk by a payment terminal – the action has to be deliberate to be registered.


If you were unsure about going contactless before, hopefully these facts about contactless payments will help answer some of your questions. Once you opt for contactless, you’ll find that fumbling for the right amount of cash or sticking your card in the reader are things of the past, while other solutions such as e-wallets are still more cumbersome. So, start going contactless and you’ll have a secure way of paying that takes up lesser time at the checkout counter.



SINGAPORE – Easier funds transfer with expansion of PayNow, Fast in 2021

SINGAPORE – Consumers will soon be able to transfer funds from their bank accounts to mobile wallets, and between such e-wallets, in a faster and more hassle-free way.

This comes as two major funds transfer services will open up to non-bank financial institutions (NFIs) from February 2021, in a significant step towards making digital payments here more seamless.

NFIs that are licensed as major payment institutions will be allowed to connect directly to Fast (Fast And Secure Transfers) and PayNow, said the Monetary Authority of Singapore (MAS).

These NFIs include Grab Financial Group, which operates mobile wallet GrabPay; Razer Fintech, the financial technology arm of gaming firm Razer; and e-wallet Singtel Dash.

The move will allow users of NFI wallets to make real-time funds transfers between their bank accounts and e-wallets, as well as between various e-wallets.

Most e-wallets currently require users to top up their funds using debit or credit cards, and do not allow transfer of funds between e-wallets.

With the change, a customer can choose to transfer funds via Fast or PayNow from his mobile banking app or internet banking platform to top up his mobile wallets, instead of keying in his credit or debit card details.

MAS managing director Ravi Menon said the move closes the “last-mile gap in Singapore’s e-payments journey”.

He said: “Consumers who may not have ready access to debit or credit cards to fund their e-wallets will now have the option to do so directly through their bank accounts.”

Merchants are also expected to benefit as they will have a larger market of consumers than before for receiving payments instantly, said Singapore’s central bank.

Businesses that partner any of the 23 Fast or nine PayNow banks, or e-wallets that have traditionally been closed-loop ecosystems, will soon be able to receive real-time payments from users of other e-wallets or mobile banking applications that will be joining Fast or PayNow.

The nine participating PayNow banks are Bank of China, Citibank, DBS Bank, HSBC, the Industrial and Commercial Bank of China, Maybank, OCBC Bank, Standard Chartered Bank, and United Overseas Bank.

As for the mechanics of the initiative, NFIs will be able to connect directly through a new Application Programming Interface (API) payment gateway developed by the Direct Fast Working Group.

The group is guided by the Singapore Clearing House Association and the Association of Banks in Singapore (ABS), which govern Fast and PayNow respectively.


Businesses that partner any of the 23 Fast or nine PayNow banks, or e-wallets that have traditionally been closed-loop ecosystems, will soon be able to receive real-time payments from users of other e-wallets or mobile banking applications that will be joining Fast or PayNow.

The nine participating PayNow banks are Bank of China, Citibank, DBS Bank, HSBC, the Industrial and Commercial Bank of China, Maybank, OCBC Bank, Standard Chartered Bank, and United Overseas Bank.

As for the mechanics of the initiative, NFIs will be able to connect directly through a new Application Programming Interface (API) payment gateway developed by the Direct Fast Working Group.

The group is guided by the Singapore Clearing House Association and the Association of Banks in Singapore (ABS), which govern Fast and PayNow respectively.


Digital Payments Payment Methods Uncategorized

A Case for Paying With Your Phone

Thanks to “contactless” payment systems, there’s a revolutionary change going on in how credit cards are used. While mildly convenient for purchases in the United States, the technology is a huge improvement for overseas travelers.

What is contactless technology and why is it good for travel? Read on.

Instead of swiping your credit card, or inserting its chip to complete the payment process, contactless technology lets you make a purchase by placing or hovering your card or phone near a payment terminal, a.k.a. the credit card machine.

While some recently issued credit cards have this ability built in, the real improvement, particularly while traveling, is using contactless payments on your mobile phone. A digital wallet like Apple PayGoogle Pay or Samsung Pay securely stores your credit card details, and to purchase something, you merely unlock your phone and tap it to the pay terminal. Often getting your phone close is enough: In most cases you don’t even need to open an app.

Most Apple and Android phones from the last few years have the ability to make contactless payments. Smartwatches and many new fitness trackers can also be used. Your credit cards will function exactly as they would normally; the digital wallet is merely card storage and a facilitator of payments. (And using a digital wallet is free.)


Will Retailers Need a POS Terminal After Covid?

Until now, most consumers have relied on bank cards to make in-store purchases, and the seller needed only a payment terminal to conduct the transaction. But thanks to  and Google Pay, a growing number of users are now making purchases on their phones instead of using bank cards, creating a smoother checkout experience. Phone payments also make it easier to avoid transmitting Covid, as there’s no need to touch a shared pin pad on a payment terminal. With the increasing prevalence of mobile payments, it seems inevitable that retailers will soon be able to do without a payment terminal altogether.

The progress in making and accepting payments has affected buyers, sellers and big tech alike. For instance, to further accelerate the transition to the contactless era, Apple bought Mobeewave, a SoftPOS provider in Canada. The lesson for businesses here is that there is no sense in having an expensive payment terminal if a mobile device can do the same. It seems that Apple was the first to understand this progression.


Post-Covid world

The changes that have emerged as a result of the pandemic cannot be underestimated. Social distancing and hygiene measures have had a direct and irreversible impact on the way businesses conduct their operations.

Gone are the days of long queues and overcrowded restaurants and pubs. Germany, England and other European countries are announcing full lockdowns, while France has already declared that many traditional Christmas festivities will be canceled across the country. Moscow authorities have issued a general order to all enterprises catering to mass gatherings, including restaurants and banquet halls, to cancel all reservations for the New Year’s holidays, placing a full ban on service from 23:00 to 6:00 local time.

Though takeout services will remain operational, the restrictions on indoor gatherings will inevitably have a significant impact on revenues across the hospitality sector. Many venues rely on profits from these traditionally busy periods to get them through quiet times throughout the rest of the year.


Chinese PoS devices here to stay as cheaper options not on cards

Mumbai: The banking and payments sector may have to continue relying on ‘Made in China’ payment terminals or point of sale (PoS) machines, in the absence of cost-effective domestic or international alternatives.

Amid growing demand for digital payments in India, these swipe machines are the key hardware to process credit and debit card-based transactions at malls and retail stores. Following the government’s directive to reduce dependence on Chinese goods, payments providers are looking at alternative options, but pricing and legacy challenges may prevent any immediate migration, multiple industry sources told ET.

The deployment of these terminals in rural and semi-urban areas is central to the government’s flagship Digital India initiative. The Reserve Bank of India had earmarked ₹250 crore in May to increases deployment of these payment terminals in rural areas, with a special focus on states in the Northeast. Currently, over 95% of POS terminal imports are from China, where the market is dominated by three global manufacturers — US-based Verifone, France-based Ingenico and Hong Kong-based Pax Technolog ..


Mastercard, Axis Bank, Zoho & Others Team Up To Add POS Machines To Smartphones

One of the world’s leading payments player Mastercard has inked an agreement with Axis Bank and French payments service provider Worldline to convert smartphones into point of sale (PoS) devices.

With this arrangement, they are looking to enable retailers and small merchants to accept digital payments through cards and other modes without a POS machine. They are aiming to expand that infrastructure for contactless card payments while replacing swipe machines across the country.

However, the feature will work only on smartphones which are NFC enabled. Retailers will be provided with a mobile application which will allow them to accept payments from debit or credit cards.

Besides accepting digital payments, the application will also offer retailers with subscription-based services such as digital onboarding and digital accounting services on a single interface.

Meanwhile, the application will also enable businesses with an option to offer digital services to customers. This functionality has been integrated into the application by Chennai-based SaaS major Zoho, according to a report by Economic Times.

With this offering, Mastercard has joined the likes of Amazon, Google, Paytm and JioMart which are also working on digitisation of retailers while ramping up their plans to get a chunk of the highly unorganised offline to online (O2O) retail market in India.


The South African app that turns your smartphone into a card machine

Nedbank recently launched its new tap-on-phone functionality, which allows its clients to use their smartphones as point-of-sale (POS) terminals.

This means they can accept NFC payments, whether from a contactless card or a payment app on a smartwatch or other smartphone, without needing to own a dedicated payment terminal.

The technology is made possible through a product called “Halo”, which was created by South African software development and consulting company Synthesis.

Halo is a mobile payment terminal platform that is compatible with any Android smartphone that supports NFC technology.

Synthesis has partnered with Nedbank to offer this tap-on-phone functionality exclusively through Nedbank for just under a year, although it could technically be adopted by other banks following this exclusivity period.

MyBroadband spoke to Synthesis Product Manager Pierre Aurel about the development of the software and its potential applications.

“We have had interest from other acquiring banks, but won’t go live with another SA bank until after the exclusivity period,” Aurel said.

“We can, however, work with banks outside of South Africa, which means we’ll be aiming to win customers offshore and compete globally.”

Synthesis’s target markets for the rollout of Halo are regions with high contactless adoption, such as countries in Europe and Asia.

Adoption and roadmap

Aurel noted that Synthesis is not the first global provider to pilot tap-on-phone technology, but it said it is well-placed to roll out Halo both locally and globally.

“We’re a proudly South African company and believe we can be the best in the world when it comes to Tap on Phone.”

“Tap on Phone is currently being run as a pilot programme with Visa and Mastercard,” Aurel said.

“Next year we will transition from the Pilot phase to the PCI CPoC (Contactless Payments on Commercial off the Shelf) standard.”

He noted that Halo currently does not include PIN entry requirements for higher value transactions, but this will be piloted by Synthesis before the end of the year.

Considering the global pandemic, Aurel believes that Halo is uniquely positioned to address the challenge of fast and convenient payments.

“Call it fortuitous timing, but the fact that this emerging technology has arrived during a pandemic means we expect rapid adoption of Tap on Phone,” he said.

“As physical distancing becomes the new norm and we move towards a cashless society, contactless payments will be part of every purchase or payment interaction.”

The solution is particularly compelling for street vendors who previously would not have access to a traditional POS terminal.

Aurel noted that because iOS is closed to the development of payment apps, Halo is currently only available for Android devices.

“We’re also watching how the Huawei situation develops with the decoupling from Google and the growth of their own App store.”

Security and limitations

The tap-on-phone payment method enabled by Halo has similar security to that of online and app banking services, as it requires users to log in with their credentials.

“Assuming there were fraudulent transactions, these would be settled into a bank account of a known merchant, so it would be easy to trace as the bank knows their merchants and have the necessary fraud teams to take action,” Aurel said.

“The risk here would be the same as someone stealing another merchant’s traditional POS device and making payments in the merchant’s account.”

“The thief cannot access the money from the merchant’s account, except if there was collusion,” he said.

The Halo application has various security features which meet the requirements set out by both Visa and Mastercard.

“More than 50% of our development effort and time has purely been on the security architecture of the App,” Aurel said.

“Luckily, the Synthesis team had the right mix of skilled experts in cryptography, security and cloud computing to deliver this.”

The app is subjected to almost all the same tests as a traditional POS terminal, and the proprietary software kernel developed by Synthesis for the application has obtained L2 certification for both Visa and Mastercard.

“There are many barriers to obtaining this certification, these include having specialist technical skills, sponsorship from a bank (acquirer) and the certification costs (approx. R 1.2mil),” Aurel said.

“This puts Halo in an elite club of payment providers across the globe.”

Payment Methods

Verifone and SITA Team To Enable Payments In Airports

Verifone, the payments and commerce solutions company, announced Wednesday (June 21) that it is working with SITA, the air transport IT and communications company to offer a payment solution integrating an airport’s shared IT infrastructure and Verifone payment devices.

In a press release, Verifone said that nearly all of the airport and airlines in the world do business with SITA and that nearly every passenger flight relies on SITA technology, giving it an unrivalled presence at more than 1,000 of the world’s airports. Verifone has integrated with SITA’s AirportConnect Common-Use Payment Service to enable secure payment acceptance by multiple airlines and ground handlers on a single Verifone device installed at each touchpoint – desk, kiosk or bag drop.

“For airlines, the ability to facilitate payments on shared IT infrastructure at the world’s airports is vital to provide passengers with an integrated air travel experience every step of the way. Our work with Verifone, to deliver this innovative payment solution, allows multiple merchants to use the same device in line with PCI security standards. It enables airlines, airports and other air transport industry stakeholders to accept secure payments in a common-use environment,” said Barbara Dalibard, CEO of SITA in the press release.

Verifone’s point-to-point encryption (P2PE) technology, with EMV and PCI-compliant chip card payment solutions, applications and processes, will allow multiple merchants to accept payments on the same device. With this service, Verifone VX 820, a countertop and PIN pad, and UX, a durable unattended payment solution line with PIN pad and contactless capabilities, will accept payments at airports worldwide that use SITA’s common-use passenger processing infrastructure. “As a leading global innovator and trusted partner, businesses look to Verifone for the means to simplify their payments experience and build positive relationships with their customers. Working with SITA, a global IT leader in the airline industry, Verifone is bringing large-scale, reliable, secure payment touchpoints and convenience to traveling customers at airport counters and kiosks around the world. The agreement is a milestone in expanding our secure payments and future dynamic point-of-sale (POS) interaction in the transportation industry,” said Joe Mach, president of Verifone North America, in the same press release.